Articles by Jill A. Chafin
How to Start a Retail Business in 10 Steps
August 18, 2023
Although online businesses are popular, many consumers still enjoy brick-and-mortar retail stores. The U.S. Census Bureau reports that e-commerce only made up 15.1% of retail... read more
What is a Prepayment Penalty on a Business Loan?
July 31, 2023
Paying off debt early is usually a smart move. But when you repay a business loan before the term ends, your lender doesn’t earn as... read more
Should I Refinance My Student Loans?
July 31, 2023
A student loan refinance could help you save interest and make your monthly payments easier to manage. Generally, though, refinancing is a better fit if... read more
Government Small Business Loans: Here Are Your Options
July 20, 2023
The government partners with lenders to offer affordable finance options for small business owners. You can get small business loans from the SBA, the USDA... read more
Should You Refinance Student Loans Before Buying a House?
July 18, 2023
Whether you should refinance student loans before buying a house — or after — depends on your situation. Large student debt payments can weigh on... read more