Articles by Jill A. Chafin
What is Credit Fraud?
November 9, 2022
Credit fraud is when someone steals one of your existing credit card accounts or uses your personal info to open a fake account in your... read more
What is the Best Credit Utilization Ratio?
November 2, 2022
Your credit utilization ratio is a number showing how much available credit you’re currently using. It plays a significant role in determining your overall credit... read more
Why Did My Credit Score Drop?
November 1, 2022
Many factors can cause your credit score to drop, such as a late payment, an increase in credit card applications or even a mistake on... read more
How to Pay for College When You’ve Hit Your Federal Student Loan Limit
October 31, 2022
While federal student loans can be a useful way to pay for college, they might not cover all your costs. The Department of Education sets... read more
How Does Bankruptcy Affect Your Credit?
October 20, 2022
Bankruptcy cases can remain on your credit report for up to 10 years, limiting your eligibility for future loans. Before proceeding, you should understand how... read more