Articles by Jill A. Chafin
Best Alternative Lending Options
December 13, 2022
If you’re struggling to get a small business loan from a traditional bank or credit union, alternative lending might help you secure the capital you... read more
The Complete Guide to Federal Student Loans
November 30, 2022
For students who need to fund their college education, federal student loans are more advantageous than private student loans. The reasons include lower interest rates,... read more
What is a Credit Freeze and How Is It Done?
November 17, 2022
A credit freeze makes your credit report inaccessible to lenders, which can help prevent identity theft. Even if a criminal has pertinent information, such as... read more
4 Important Reasons to Avoid Early Decision If You Need Financial Aid
November 11, 2022
Although applying early decision (ED) lets you learn about your admissions decision early, it comes with a catch: If you’re accepted, you must attend the... read more
Recession-Proof Businesses: Profitable Industries and Traits
November 10, 2022
A recession is a sustained economic downturn, usually caused by factors out of our control, such as war, a pandemic, fuel shortages and more. While... read more