Elyssa Kirkham

Elyssa Kirkham is a personal finance writer who specializes in using data journalism to provide unique insights into the world of money. Her work has been featured in TIME, CBS News, MSN Money, Business Insider, Daily Finance and more.

Articles by Elyssa Kirkham

Using a 529 Plan for Graduate School: Pros and Cons

A 529 savings account is a savings vehicle often used by parents and grandparents to pay for their children or grandchildren’s education, but college students... read more

What Credit Score Do You Need to Get a Private Student Loan?

While most federal student loans don’t have credit requirements, private student loans do. So if you’re in the market for a private student loan, it’s... read more

Your Practical Guide to Federal Direct Loans for College

Along with grants, student loans are an important form of federal student aid that can help you pay for college. But before borrowing, it’s important... read more

10 Key Questions to Ask Before Refinancing Your Student Loans

Refinancing your student loans can be a smart strategy. You may be able to secure a lower student loan rate, reduce your monthly payments or... read more

Beware Interest Costs When You’re on an Income-Driven Repayment Plan

Income-driven repayment (IDR) plans cap your monthly loan payments at a small percentage of your income, but they also can increase the total amount of... read more

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