Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 

Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

Spring EQ Mortgage Review 2023

July 17, 2023

Spring EQ at a glance 4 stars   Minimum credit score: 680 for HELOCs 620 for home equity loans   Maximum LTV ratio: 90% to... read more

Escrow: Meaning and How It Works

July 12, 2023

When you open a checking account, you trust someone else to handle your money. The same is true of an escrow account in real estate,... read more

Mortgage Points: Guide to Buying Down Interest Rates

July 10, 2023

High mortgage rates got you down? You can lift your spirits and “buy” a lower rate by paying for mortgage points. The upfront fee will... read more

How Are Mortgage Rates Determined?

June 29, 2023

Your credit score, down payment and loan term are key ingredients that help determine your mortgage rate — but you’re not the only cook in... read more

Adjustable-Rate Mortgage: What an ARM Is and How It Works

June 15, 2023

When fixed-rate mortgage rates are high, lenders may start to recommend adjustable-rate mortgages (ARMs) as monthly-payment saving alternatives. Homebuyers typically choose ARMs to save money... read more

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