Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 

Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

Rolling Student Loans Into a Mortgage

March 11, 2022

If you’re a homeowner with student loan debt, you may be thinking about rolling your student loans into your mortgage. With home values rising steadily... read more

Loan-To-Value (LTV) Ratio: Why It Matters

March 11, 2022

A loan-to-value (LTV) ratio is a measure that compares the size of your mortgage to the value of your property. Lenders may use your LTV... read more

How to Refinance an Underwater Mortgage

March 9, 2022

When a home’s value is less than the mortgage balance owed, it’s considered “underwater.” If you’re hoping to take advantage of low interest rates, you... read more

Mortgage Fraud: How to Spot it and Avoid It

March 7, 2022

With average home loan amounts reaching $347,000 in January 2022, there’s a lot of money to be made for all parties involved in a mortgage... read more

32% of Black Homeowners Believe Their Home’s Value Was Unfairly Appraised

February 15, 2022

Black Americans frequently face challenges achieving homeownership, even in areas with large Black populations, according to a 2021 LendingTree study. Those fortunate enough to overcome... read more

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