Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 


Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

56% of Mortgage Borrowers Didn’t Compare Rates, But Nearly Half of Those Who Did Saved Money

Can you be sure you snagged the lowest mortgage rate possible if you didn’t compare offers from different lenders? For many American homeowners surveyed by... read more

Why Mortgage Reserves Matter When Buying a Home

If you’re buying or refinancing a home, you may need to budget for mortgage reserves, which are extra cash assets you can use to cover... read more

HARP Replacement Programs

HARP is short for the Home Affordable Refinance Program, and it was created to help homeowners refinance underwater home loans after the 2008 housing crisis.... read more

How to Refinance Your Investment Property in 5 Steps

Choosing to refinance an investment property can help you improve your cash flow, free up money for new investments or replenish cash you spent fixing... read more

How to Get a VA Funding Fee Exemption

If your military service makes you eligible for a loan backed by the U.S. Department of Veterans Affairs (VA), you might save thousands of dollars... read more

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