Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 


Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

What to Know About Qualifying for Retirement Mortgages

If you want to buy a house after retirement, there are several retirement mortgages to choose from. In fact, most standard loan programs allow seniors... read more

What Credit Score Do You Need to Refinance Your Mortgage?

Most loan types require a minimum 620 credit score to refinance a mortgage, though the requirement may vary by loan program. Lenders tend to offer... read more

Comparing the HomeReady and Home Possible Loans

Government-backed mortgage programs aren’t the only ones that offer small-down-payment loans. Fannie Mae and Freddie Mac, the two major agencies that buy and sell mortgages... read more

NINA Loans: What No-Income-No-Asset Mortgages Are and How They Work

The no-income-no-asset loan, or NINA loan, allows you to get a mortgage without providing any pay stubs, tax documents or bank statements to verify the... read more

How to Figure Out If You Can Afford a House As Mortgage Rates Continue to Rise

Mortgage rates have been going up, up and up in 2022, making homeownership more costly — even if house prices level off. In fact, consumers... read more

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