Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 

Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

Investment Property Mortgage Rates: How Much More Will You Pay?

March 2, 2023

You’ll typically pay anywhere from 0.5% to 0.875% more for investment property mortgage rates compared to primary residence rates. The additional amount helps to cover... read more

How Should You Hold Title to Your Home?

February 28, 2023

When you buy a home, you’ll choose the manner in which your title is held, also known as “title vesting,” which refers to your legal... read more

How Does A Home Equity Loan Work?

February 24, 2023

A home equity loan works a lot like a regular mortgage — you can borrow money in a lump sum and make predictable monthly payments... read more

How to Refinance Your Mortgage

February 16, 2023

To refinance a mortgage, you replace your current home loan with a new one. In some cases, you follow the same steps as taking out... read more

Mortgage Prequalification vs. Preapproval: Which Is Best for You?

January 31, 2023

If you’re kicking the tires of homeownership, a mortgage prequalification letter gives you a lender’s best guess about how much you can borrow based on... read more

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