Articles by Alex Cook
What is a Debt Validation Letter?
February 28, 2023
When a debt goes to collections, collectors are legally required to send a debt validation letter to provide you with information about the debt —... read more
How Does a Credit Limit Increase Affect Your Credit Score?
February 27, 2023
Increasing the limit on a credit card gives you access to more credit, meaning you can spend more money on your card. Credit card issuers... read more
What Is Wage Garnishment?
February 24, 2023
Wage garnishment is a legal process in which creditors seek court orders to take a portion of a debtor’s paycheck to pay delinquent debt. Courts... read more
How to Change Personal Information on Your Credit Report
February 24, 2023
Credit reports are important documents. They reflect your borrowing history, and creditors use them to make loan decisions and set interest rates. In addition to... read more
Can Your Personal Credit Score Affect Your Small Business?
February 23, 2023
Starting your own business often costs quite a bit of money — and you may have to borrow some to get things off the ground.... read more