Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

Good Debt vs. Bad Debt: What’s the Difference?

The topic of debt can be as polarizing as politics. Some people think debt should be avoided at all costs, while others believe in using... read more

2023 Pennsylvania First-Time Homebuyer Programs

Pennsylvania has multiple first-time homebuyers programs to help make homeownership a reality for Keystone State residents. Eligible buyers can choose between low-rate loans, down payment... read more

VA Appraisal: Requirements, Fees and Timeline

If you’re applying for a VA loan, you’ll need to get a VA appraisal. This procedure ensures the home is a worthy investment and is... read more

High Prices and Bidding Wars: Despite Housing Market Headwinds, 80% of Homebuyers in Past 2 Years Don’t Regret Buying

Homebuyers in the past two years have faced a unique set of challenges compared to pre-pandemic times. With inventory at record lows and demand at... read more

Comparing a Reverse Mortgage vs. a Home Equity Loan or HELOC

Comparing the benefits and drawbacks of a reverse mortgage versus home equity loan or home equity line of credit (HELOC) will come down to your... read more

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