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Best Delta Credit Cards in November 2024

Q: How many free bags do you get with a Delta credit card?

The Delta SkyMiles® Gold American Express Card, Delta SkyMiles® Platinum American Express Card and Delta SkyMiles® Reserve American Express Card all offer one free checked bag per eligible flight. This is a potential savings of $60 per person round-trip. However, the free bag perk applies to up to nine companions on the same reservation. This makes it considerably more lucrative for big families or groups traveling on the same itinerary.

Updated on:

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Delta SkyMiles<sup>®</sup> Platinum American Express Card

Delta SkyMiles^® Platinum American Express Card

With great airline benefits, the Delta SkyMiles^® Platinum American Express Card is our pick for the best Delta credit card in 2023.

Best Delta credit cards

Winner (co-branded)

Delta SkyMiles^® Platinum American Express Card

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Free checked bags

Delta SkyMiles^® Gold American Express Card

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No annual fee

Delta SkyMiles^® Blue American Express Card
Rates & Fees Terms Apply

Apply Now

on American Express's secure site
Rates & Fees
|Terms Apply
Sky Club lounge access

Delta SkyMiles^® Reserve American Express Card

Learn More

on American Express's secure site
Business

Delta SkyMiles^® Gold Business American Express Card
Rates & Fees Terms Apply

Apply Now

on American Express's secure site
Rates & Fees
|Terms Apply
Business travelers

Delta SkyMiles^® Platinum Business American Express Card

Learn More

on American Express's secure site
Business and luxury

Delta SkyMiles^® Reserve Business American Express Card

Learn More

on American Express's secure site
Winner (general travel)

The Platinum Card^® from American Express
Rates & Fees Terms Apply

Apply Now

on American Express's secure site
Rates & Fees
|Terms Apply
Dining and supermarkets (general travel)

American Express^® Gold Card
Rates & Fees Terms Apply

Apply Now

on American Express's secure site
Rates & Fees
|Terms Apply
Business (general travel)

The Business Platinum Card^® from American Express
Rates & Fees Terms Apply

Apply Now

on American Express's secure site
Rates & Fees
|Terms Apply

Best Delta credit cards

Delta Air Lines is a common favorite among frequent travelers, as well as one of the highest-rated airlines by consumers year after year. In fact, Delta was ranked this year as the No. 1 airline in the U.S. by the Wall Street Journal for the second year in a row, and the company frequently receives accolades for their customer service and record for on-time flights.

With this kind of reputation, it’s no wonder consumers sign up for Delta credit cards in droves. However, it can be difficult to know which Delta credit card is worth it depending on how often you travel and the perks you want.

If you’re looking for a Delta credit card and wondering which one makes the most sense for your travel plans, your budget, and your goals, read on to learn about our top picks.

Winner: Best co-branded Delta credit card

Delta SkyMiles^® Platinum American Express Card*

LendingTree's Review

3.2

LendingTree's Review

3.2

Learn More

Earn 50,000 miles (worth around $550 in airfare)

Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Annual companion certificate upon renewal
Fee credit for Global Entry or TSA PreCheck
Priority boarding in Main Cabin 1
First checked bag free on Delta flights
Hefty welcome offer
No foreign transaction fees

$350 annual fee
No complimentary SkyClub access

Delta airlines benefits

Domestic Main Cabin round-trip companion certificate each year upon renewal of your card
First checked bag free on Delta flights
Priority boarding on Delta flights
20% back on in-flight Delta purchases

Verdict

If your main goal is racking up as many Delta SkyMiles as you can, the best co-branded card for you is the Delta SkyMiles^® Platinum American Express Card. This card offers the best earning categories of any co-branded Delta card thanks to its 3X rate on Delta purchases, yet you’ll also get the same rate on purchases made with hotels. Cardholders can enjoy perks like an annual companion certificate upon renewal, a Global Entry or TSA PreCheck credit, priority boarding, first checked bag free on Delta flights and more.

*To see rates & fees for Delta SkyMiles^® Platinum American Express Card, please click here.

Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
Earn 1X Miles on all other eligible purchases.
$120 Resy Credit: When you use your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $10 back each month in statement credits.
$120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
Receive Zone 5 Priority Boarding on Delta flights
board early, stow your carry-on bag and settle in sooner.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
No Foreign Transaction Fees.
$350 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

*The information related to the Delta SkyMiles^® Platinum American Express Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Best Delta credit card for free checked bags

Delta SkyMiles^® Gold American Express Card*

LendingTree's Review

3.2

Delta SkyMiles<sup>®</sup> Gold American Express Card

LendingTree's Review

3.2

Learn More

Earn 40,000 miles (worth around $440 in airfare)

Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Free checked bag on Delta flights
Excellent earning rate
Solid welcome offer
$0 introductory annual fee for the first year, then $150.
No foreign transaction fees
Priority boarding in Main Cabin 1 (group 5)
Earn a $100 Delta flight credit after spending $10,000 within a calendar year
20% back on in-flight purchases, such as food or beverages, in a statement credit

No airport lounge access
No help earning Delta Medallion status
Cardholders with Delta elite status may find the benefits less useful

Delta airlines benefits

First checked bag free on Delta flights
Main cabin 1 Priority boarding on Delta flights
$100 Delta flight credit after spending $10,000 within a calendar year
20% back on in-flight Delta purchases

Verdict

The Delta SkyMiles^® Gold American Express Card is our top choice for a Delta credit card if you’re looking to get a free checked bag on your Delta flights. We recommend this card because it has great travel benefits and a reasonable annual fee.

With this card, you’ll get one free checked bag per flight for yourself and up to eight companions on your itinerary, plus you’ll earn Delta SkyMiles on every purchase. In addition to a variety of bonus spending categories, cardholders will also qualify for priority boarding in Main Cabin 1, in-flight discounts and no foreign transaction fees.

Savvy traveler tip: With no annual fee the first year, the Delta SkyMiles^® Gold American Express Card is a smart card to consider if you’re hoping to give this frequent flyer program a try for 12 months.

*To see rates & fees for Delta SkyMiles^® Gold American Express Card please click here.

Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Enjoy a $0 introductory Annual Fee for the first year, then $150.
Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
$200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
$100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
No Foreign Transaction Fees.
With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

*The information related to the Delta SkyMiles^® Gold American Express Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Best Delta Credit card with no annual fee

Delta SkyMiles^® Blue American Express Card

LendingTree's Review

0.6

Delta SkyMiles<sup>®</sup> Blue American Express Card

LendingTree's Review

0.6

Apply Now

on American Express's secure site

Rates & Fees

|Terms Apply

Earn 10,000 miles (worth around $110 in airfare)

Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.

$0 annual fee
Decent earning rate
Nice welcome offer for no annual fee
No foreign transaction fees
20% back on in-flight purchases

No free checked bags
Earning rate is lower than with other Delta SkyMiles cards

Delta airlines benefits

20% back on in-flight Delta purchases

Verdict

The Delta SkyMiles^® Blue American Express Card is a great option for a casual Delta customer who is looking for a card with a $0 annual fee. You’ll have the opportunity to earn Delta SkyMiles on your everyday purchases, and you can use your rewards points to book flights with Delta, upgrade your seat or purchase hotel stays and car rentals.

Though the card is far from the best option for earning SkyMiles, its 2X bonus on U.S. restaurant purchases means cardholders can still stack up extra miles without having to pay an annual fee.

Savvy traveler tip: The Delta SkyMiles^® Blue American Express Card doesn’t have a ton of perks, but the 20% discount on in-flight purchases can help you save money on food and drinks you purchase in the air.

*To see rates & fees for Delta SkyMiles^® Blue American Express Card, please click here.

Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
No Annual Fee.
Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
No Foreign Transaction Fees.
Terms Apply.

Best Delta credit card for Sky Club lounge access

Delta SkyMiles^® Reserve American Express Card*

LendingTree's Review

4.1

Delta SkyMiles<sup>®</sup> Reserve American Express Card

LendingTree's Review

4.1

Learn More

on American Express's secure site

Earn 60,000 miles (worth around $660 in airfare)

Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Complimentary Delta Sky Club access
Access to the Centurion and Escape lounges
Upgrade priority for Medallion members
Annual Companion Certificate at renewal
First checked bag free on Delta flights
Global Entry/TSA PreCheck fee credit
Comes with insurance and other travel perks

$650 annual fee
Only bonus category is for Delta purchases

Delta airlines benefits

Delta SkyClub, Centurion and Escape lounge access
Domestic first class, Delta Comfort+® or domestic main cabin round-trip companion certificate each year upon renewal of your card
Complimentary upgrades
First checked bag free on Delta flights
Main cabin 1 priority boarding on Delta flights
20% back on in-flight Delta purchases

Verdict

If you’re trying to gain Delta SkyClub access, the Delta SkyMiles^® Reserve American Express Card is the card for you. It’s the only Delta credit card for consumers that includes complimentary lounge access as a benefit. However, the card has a $650 annual fee, so it’s only worth it for the most frequent Delta flyers.

That said, the Delta SkyMiles^® Reserve American Express Card only offers bonus miles for Delta Air Lines purchases, making it less useful for cardholders who don’t often fly with Delta.

Savvy traveler tip: This card is ideal for frequent Delta flyers who want airport lounge access.

*To see rates & fees for Delta SkyMiles^® Reserve American Express Card, please click here.

Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Enjoy complimentary access to the Delta Sky Club® when you fly Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club
to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card.
Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.
Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
$240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
$120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
No Foreign Transaction Fees.
$650 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

*The information related to the Delta SkyMiles^® Reserve American Express Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Best Delta credit card for business

Delta SkyMiles^® Gold Business American Express Card

LendingTree's Review

3.1

Delta SkyMiles<sup>®</sup> Gold Business American Express Card

LendingTree's Review

3.1

Apply Now

on American Express's secure site

Rates & Fees

|Terms Apply

Earn 50,000 miles (worth around $750 in airfare)

Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/23/24.

No foreign transaction fees
Solid earning rate
$0 introductory annual fee for the first year, then $150
First free checked bag on Delta flights
$100 Delta flight credit
Generous welcome offer

Annual fee after the first year
No lounge access

Delta airlines benefits

First checked bag free on Delta flights
Main cabin 1 priority boarding on Delta flights
$100 Delta flight credit after spending $10,000 within a calendar year
20% back on in-flight Delta purchases

Verdict

With a $0 introductory annual fee for the first year, then $150, the Delta SkyMiles^® Gold Business American Express Card is a great option for small business owners. Not only will you get a stellar welcome offer, but you’ll also enjoy a first free checked bag on Delta flights, a $100 Delta flight credit (minimum spending requirement applies) and no foreign transaction fees.

For regular Delta customers who happen to own a small business, this card can be a great choice. While other cards may offer higher earning rates, this card isn’t bad for business owners looking for a straightforward rewards card that earns on business-related purchases.

Savvy traveler tip: Consider this card if you frequently pay for business travel and want to start earning even more miles on those purchases.

*To see rates & fees for Delta SkyMiles^® Gold Business American Express Card, please click here.

Viktor Welcome Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/23/24.
$0 introductory annual fee for the first year, then $150
Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
Earn 1 Mile on every eligible dollar spent on other purchases.
Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding.
Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
Pay no foreign transaction fees when you travel overseas.
Terms and limitations apply.

Best Delta credit card for frequent business travelers

Delta SkyMiles^® Platinum Business American Express Card*

LendingTree's Review

3.5

Delta SkyMiles<sup>®</sup> Platinum Business American Express Card

LendingTree's Review

3.5

Learn More

on American Express's secure site

Earn 60,000 miles (worth around $660 in airfare)

Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

Companion certificate upon card renewal
First checked bag free on Delta flights
Global Entry or TSA PreCheck fee credit
High welcome offer
Solid earning rate

$350 annual fee
No complimentary lounge access

Delta airlines benefits

Domestic Main Cabin round-trip companion certificate each year upon renewal of your card
First checked bag free on Delta flights
Main cabin 1 priority boarding on Delta flights
20% back on in-flight Delta purchases

Verdict

For business owners looking to earn a lot of Delta miles right off the bat with a high welcome offer, the Delta SkyMiles^® Platinum Business American Express Card will do just that.

This card’s main drawback is its high $350 annual fee, but the perks can be well worth it. In addition to a solid earning rate, you’ll also get a Global Entry or TSA PreCheck fee credit, an annual companion flight certificate at renewal, a free checked bag and more.

*To see rates & fees for Delta SkyMiles^® Platinum Business American Express Card, please click here.

Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
Not a Medallion Member? Card Members with an eligible ticket will be added to the
Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Terms and limitations apply.

*The information related to the Delta SkyMiles^® Platinum Business American Express Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Best Delta credit card for business and luxury

Delta SkyMiles^® Reserve Business American Express Card*

LendingTree's Review

4.1

Delta SkyMiles<sup>®</sup> Reserve Business American Express Card

LendingTree's Review

4.1

Learn More

on American Express's secure site

Earn 70,000 miles (worth around $770 in airfare)

Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.

Comes with Delta Sky Club access
Access to The Centurion Lounge or Escape Lounge
Companion Certificate upon card renewal
Priority upgrades
Generous welcome offer
Excellent earning rate on Delta purchases
First checked bag free on Delta flights

High annual fee
Other cards offer more bonus spending categories

Delta airlines benefits

Delta SkyClub, Centurion and Escape lounge access
Domestic first class, Delta Comfort+® or domestic main cabin round-trip companion certificate each year upon renewal of your card
Complimentary upgrades
First checked bag free on Delta flights
Main cabin 1 priority boarding on Delta flights
20% back on in-flight Delta purchase

Verdict

For business travelers seeking a bit of luxury, consider the Delta SkyMiles^® Reserve Business American Express Card for its multitude of perks and benefits. If you don’t mind the $650 annual fee, you can certainly benefit from the complimentary Delta Sky Club access, complimentary access to the Centurion® Lounge or Escape Lounge, a Companion Certificate upon card renewal and the priority upgrades that come with this card.

Savvy traveler tip: Once you spend $150,000 or more on this card within a calendar year, you’ll begin earning 1.5 miles per dollar spent on all purchases you make.

*To see rates & fees for Delta SkyMiles^® Reserve Business American Express Card, please click here.

Welcome Offer Viktor: Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
Earn 3 miles per dollar on eligible Delta purchases.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
Terms and limitations apply.

*The information related to the Delta SkyMiles^® Reserve Business American Express Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Other travel cards for Delta

Best Delta card overall (general travel)

The Platinum Card^® from American Express

LendingTree's Review

4.5

The Platinum Card<sup>®</sup> from American Express

LendingTree's Review

4.5

Apply Now

on American Express's secure site

Rates & Fees

|Terms Apply

Earn 80,000 Membership Rewards® Points (worth around $880 in airfare)

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Earns flexible Membership Rewards points
High welcome offer
Valuable credits including a hotel, Walmart* and Equinox credit*
Digital entertainment credit*, credit toward CLEAR membership* and airline fee credit*
Airport lounge access, including Amex Centurion Lounges and Delta SkyClub
Automatic Hilton Honors and Marriott Bonvoy elite status*
Travel and purchase protections

*Enrollment required for these benefits

High $695 annual fee
Low earning rate on everyday spending categories

Delta airlines benefits

Access to the Global Lounge collection, including Centurion, Escape and Sky Club lounges, and more

Verdict

If you like to fly with Delta but you want the flexibility to use your rewards in several different ways, The Platinum Card^® from American Express may be the best choice for you. This flexible travel card earns Amex Membership Rewards points, which you can transfer to your SkyMiles account as well as a long list of other airline and hotel loyalty programs.

Cardholders can also enter Delta Sky Club lounges when traveling on a same-day ticket on a Delta-operated flight. In fact, The Platinum Card^® from American Express is the superior option for airport lounges since it also gives you access to 1,300+ Priority Pass lounges (enrollment required) and exclusive Amex Centurion Lounges.

Savvy traveler tip: If you are willing to book hotels, flights and other travel through AmexTravel.com, making those purchases with this card will net you 5X points per dollar spent. Terms apply.

*To see rates & fees for The Platinum Card^® from American Express, please click here.

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
$155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
$200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
$199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
$695 annual fee.¤
Terms Apply.

Best for dining and supermarkets (general travel)

American Express^® Gold Card

LendingTree's Review

4.3

LendingTree's Review

4.3

Apply Now

on American Express's secure site

Rates & Fees

|Terms Apply

Earn 60,000 Membership Rewards® Points (worth around $660 in airfare)

Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.

Excellent earning rate for dining and U.S. supermarkets
Flexible points that you can use on any airline, including Delta
High welcome offer
Up to $120 in Uber Cash ($10 monthly) toward U.S. Uber rides or U.S. Uber Eats purchases when you add the card to the app
Up to $120 dining credit ($10 monthly) toward select purchases (enrollment required)
Travel and purchase protections
No foreign transaction fees

$325 annual fee
No airline perks

Delta airlines benefits

No airline-specific benefits

Verdict

If you’re looking to rack up Delta miles every time you spend at restaurants and U.S. supermarkets, the American Express^® Gold Card will be perfect for you. This card earns flexible Membership Rewards points on purchases, which can then be transferred to Delta and used toward free flights.

This card also comes with perks like up to a $120 dining credit ($10 monthly, enrollment required), and several travel and purchase protections that make it a great option for everyday use.

Savvy traveler tip: Make sure to add your American Express^® Gold Card to your Uber account as your preferred method of payment as soon as you get it. That way, you can start enjoying Uber Cash for U.S. Uber eats and rides right away.

*To see rates & fees for American Express^® Gold Card, please click here.

Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.
Get the American Express® Gold Card in either the Gold, Rose Gold or Limited-Edition White Gold metal design. White Gold design is only available while supplies last.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
$120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at Dunkin' locations.
$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Best Delta card for business (general travel)

The Business Platinum Card^® from American Express

LendingTree's Review

4.4

The Business Platinum Card<sup>®</sup> from American Express

LendingTree's Review

4.4

Apply Now

on American Express's secure site

Rates & Fees

|Terms Apply

Earn 120,000 Membership Rewards® Points (worth around $1,320 in airfare)

Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

Generous welcome offer
Flexible points that you can use with nearly any airline, including Delta
Airport lounge access, including Delta SkyClub and Centurion Lounges
No foreign transaction fees
Cell phone protection
Luxury benefits and credits

$695 annual fee
Low rewards rate in everyday spending categories

Delta airlines benefits

Access to the Global lounge collection, including Centurion, Escape and Sky Club lounges, and more

Verdict

The Business Platinum Card^® from American Express is a great non-co-branded card for small business owners looking to earn Delta miles. Though it comes with a hefty $695 annual fee, cardholders will enjoy luxury benefits like up to a $200 airline fee credit (enrollment required) and numerous credits for other things like Indeed, Adobe and Dell (enrollment required for all of these).

Also, like The Platinum Card^® from American Express, it gives you access to Delta SkyClub lounges when traveling on a Delta Flight and other lounges through Amex’s Global Lounge Collection.

Savvy traveler tip: Since this card offers 1.5X points per dollar on regular purchases of $5,000 or more, you can maximize the rewards you earn by using it for all your business expenses over that amount.

*To see rates & fees for The Business Platinum Card^® from American Express, please click here.

Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
$199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
$695 Annual Fee.
Terms Apply.

Side-by-side comparison of the best Delta credit cards

Credit Cards	Our Ratings	Welcome Offer	Rewards Rate	Annual Fee
Delta SkyMiles^® Platinum American Express Card* Learn More	3.2 Winner (co-branded)	Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.	Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.	$350	Learn More
Delta SkyMiles^® Gold American Express Card* Learn More	3.2 Free checked bags	Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.	Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.	$0 introductory annual fee for the first year, then $150.	Learn More
Delta SkyMiles^® Blue American Express Card Apply Now on American Express's secure site Rates & Fees \|Terms Apply	0.6 No annual fee	Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.	Earn 2X Miles per dollar spent on Delta purchases and at restaurants worldwide, plus takeout and delivery in the U.S. Earn 1X Mile on all other eligible purchases.	$0	Apply Now on American Express's secure site Rates & Fees \|Terms Apply
Delta SkyMiles^® Reserve American Express Card* Learn More on American Express's secure site	4.1 Sky club lounge access	Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.	Earn 3X Miles on Delta purchases. Earn 1X Mile on all other eligible purchases.	$650	Learn More on American Express's secure site
Delta SkyMiles^® Gold Business American Express Card Apply Now on American Express's secure site Rates & Fees \|Terms Apply	3.1 Business	Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/23/24.	Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of eligible purchases per category, per year. Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.	$0 introductory annual fee for the first year, then $150	Apply Now on American Express's secure site Rates & Fees \|Terms Apply
Delta SkyMiles^® Platinum Business American Express Card* Learn More on American Express's secure site	3.5 Business travelers	Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.	Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.	$350	Learn More on American Express's secure site
Delta SkyMiles^® Reserve Business American Express Card* Learn More on American Express's secure site	4.1 Business and luxury	Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.	Earn 3 miles per dollar on eligible Delta purchases.	$650	Learn More on American Express's secure site
The Platinum Card^® from American Express Apply Now on American Express's secure site Rates & Fees \|Terms Apply	4.5 Winner (general travel)	Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.	5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year and 5X Membership Rewards® points on prepaid hotels booked with American Express Travel. Terms apply.	$695	Apply Now on American Express's secure site Rates & Fees \|Terms Apply
American Express^® Gold Card Apply Now on American Express's secure site Rates & Fees \|Terms Apply	4.3 Dining and supermarkets (general travel)	Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.	Earn 4X Membership Rewards® Points at Restaurants (on up to $50,000 per calendar year in purchases, then 1X), Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point on all other eligible purchases. Terms Apply	$325	Apply Now on American Express's secure site Rates & Fees \|Terms Apply
The Business Platinum Card^® from American Express Apply Now on American Express's secure site Rates & Fees \|Terms Apply	4.4 Business (general travel)	Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.	5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.	$695	Apply Now on American Express's secure site Rates & Fees \|Terms Apply

*The information for the Delta SkyMiles^® Platinum American Express Card, Delta SkyMiles^® Gold American Express Card, Delta SkyMiles^® Reserve American Express Card, Delta SkyMiles^® Platinum Business American Express Card and Delta SkyMiles^® Reserve Business American Express Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.

How much are Delta points worth?

According to recent valuations, Delta SkyMiles are worth an average of $0.011 each.

However, it’s possible to get better value for your miles when you book select itineraries, including long haul flights and those in premium cabins.

For example, we searched for award flights from Chicago, Illinois (ORD) to Dubai, United Arab Emirates (DXB) for dates during fall of 2023 and found lie-flat business class seats on partner airline KLM for 179,500 Delta SkyMiles plus $423 in airline taxes and fees.

However, the round-trip flight cost $3,083 in cash on the same dates, so each mile you redeemed would be worth 1.7 cents each.

How to choose the best Delta credit card

Any of the Delta credit cards can be “worth it” in a traditional sense, especially since there are options that don’t require an annual fee. That said, there are some important steps you can take to find the card that offers the most perks you can use for the lowest total cost.

Consider these tips to find the best Delta card for the way you travel.

To help you earn the most miles possible, you’ll want to choose the Delta credit card that best aligns with your spending habits. With that in mind, look for a card that offers more points in categories you happen to spend a lot in.

If you love to relax in airport lounges, prefer free checked bags, and don’t want to pay foreign transaction fees, choose a Delta card that offers these benefits. If you rarely use the additional benefits offered by credit cards, choose a Delta card that comes with fewer benefits and doesn’t charge an annual fee.

If a card’s welcome offer is important to you, choose the Delta card with the best offer. Just make sure you can reach the spending requirement without overextending yourself or buying stuff you don’t need.

Though many of these Delta credit cards come with strong welcome offers, high earning rates and a multitude of benefits, you’ll need to make sure the annual fee is within your budget. If you think paying a high annual fee will be difficult for you each year, consider a card with a lower or no annual fee.

For frequent Delta flyers and those who live in Delta hubs, a co-branded Delta credit card can be a great idea. However, if you don’t consistently fly with Delta and you prefer to book whichever flight has the best itinerary for your needs, you may want a non-co-branded card that gives you the option to book with Delta or other airlines instead.

Since Delta is a transfer partner of American Express Membership Rewards, any number of Amex credit cards that earn this type of points could suit your needs best.

Compare Delta credit card benefits

As you compare all the best Delta credit cards, you’ll also want to focus on options that offer a selection of perks you’ll actually use. The chart below highlights the most common Delta card benefits and how they can be beneficial to you.

Delta credit card benefit	How it works
Delta companion ticket	Annual companion tickets from Delta let you get a free companion fare when you buy an eligible ticket. That said, you do have to pay government mandated taxes and fees (usually up to $80) for the companion ticket.
Delta priority boarding	Get on the plane and get settled in your seat early on in the boarding process.
Delta Sky Club access	Enjoy a cozy atmosphere plus complimentary food and drinks in Delta Sky Club lounges. Note that you do have to have a same-day boarding pass for a Delta-marketed or Delta-operated flight to gain entry.
Free checked bags	With certain co-branded Delta credit cards — such as the Delta SkyMiles® Gold American Express Card — cardholders can check their first bag for free on Delta flights. This perk is typically good for up to nine passengers on the same reservation.
Flight credit	Some Delta credit cards offer annual flight credits you can earn when you meet a minimum spending requirement.
In-flight discounts	All co-branded Delta cards offer a 20% savings on in-flight purchases, such as food or beverages, on Delta Air Lines. When you pay for eligible expenses, be sure to use your Delta credit card for payment — the discount will be applied as a statement credit to your purchase.

How many Delta points are needed for a flight?

The Delta SkyMiles program no longer offers an award chart, and their dynamic pricing model makes it so you may not know how many miles you need for a flight until you’re ready to book. However, there are some general rules of thumb and ranges to consider. For example, you can frequently find round-trip domestic flights in economy for less than 15,000 miles, and round-trip international flights in economy for as little as 52,000 miles.

Is a co-branded Delta credit card right for you?

Depending on how often you fly with Delta and how likely you are to use the cards’ benefits, a co-branded Delta card could be well worth the investment. After all, benefits such as complimentary checked baggage can net you hundreds or even thousands of dollars of value each year with Delta.

That said, you’ll get the most bang for your buck if you choose the right Delta credit card for the way you travel and how often you travel. By taking the time to compare the best co-branded Delta credit cards we highlighted on this page, you’re bound to find the right fit.

Frequently asked questions

Browse the section below if you have unanswered questions on Delta credit cards. If you’re curious how the benefits of the cards compare to the benefits of elite status on Delta, check out our Medallion status guide.

The best way to get approved for a Delta credit card — or any travel card, for that matter — is to have a good-to-excellent credit score. If your score is below this threshold, you can take steps to raise it by paying your credit card bills on time, keeping your utilization below 30% and holding off on making new applications for credit.

The best Delta credit card for earning SkyMiles is the Delta SkyMiles^® Platinum American Express Card, which has a large bonus and lets you Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.

The Delta SkyMiles^® Gold American Express Card, Delta SkyMiles^® Platinum American Express Card and Delta SkyMiles^® Reserve American Express Card all offer one free checked bag per eligible flight. This is a potential savings of $60 per person round-trip. However, the free bag perk applies to up to nine companions on the same reservation. This makes it considerably more lucrative for big families or groups traveling on the same itinerary.

Delta SkyMiles are a type of rewards program currency that allows you to earn award flights and other types of rewards, such as gift cards or merchandise, for spending money with Delta and through their co-branded credit cards. Once you have enough SkyMiles to make a redemption, you can visit the Delta SkyMiles program website and redeem your SkyMiles for rewards.

MQDs are a metric used to help you achieve elite status with the Delta SkyMiles program, and they are based on how much you spend with Delta and partner airlines each year. You can use MQDs along with Medallion Qualifying Miles (MQMs) or Medallion Qualifying Segments (MQSs) to qualify for different levels of status with Delta. For example, you need $3,000 in MQDs, plus either 25,000 MQMs or 30 MQSs, to qualify for Silver status with Delta.

Note first that award flights technically aren’t “free,” as you’ll still need to pay taxes and fees for your flight. The answer to this question varies widely, depending on timing and routes. However, you may only need a few thousand miles to book a short, off-peak award flight with Delta.

Delta SkyMiles are valued at roughly $0.011 per mile— keep in mind, though, that Delta doesn’t publish the value of Delta SkyMiles. The value you obtain by using Delta SkyMiles can vary widely depending on how you redeem them.

Delta is a part of the SkyTeam Alliance, and you can use the miles you earn with Delta cards for flights on any of its 18 alliance partners. In other words, miles not only give you access to Delta’s flight network, but also to a vast worldwide network of airlines, with more than 1,150 destinations in 175+ countries. Your elite status benefits, including lounge access, also apply to flights with Delta’s SkyTeam Alliance partners, so you can fly in style to almost any place you want to travel.

These are SkyTeam Alliance’s other members: Aerolíneas Argentinas, Aeroméxico, Air Europa, Air France, China Airlines, China Eastern, Czech Airlines, Garuda Indonesia, ITA Airways, Kenya Airways, KLM, Korean Air, MEA, Saudia Airlines, TAROM, Vietnam Airlines, Virgin Atlantic and Xiamen Airlines.

Methodology

To make choosing the right card easier, we’ve looked at credit cards reviewed on LendingTree as well as cards on major issuer sites to compile a list of the best rewards credit cards available right now. Our recommendations are based on the additional value you can earn with the cards — including the rewards value, cost of ownership and value of benefits such as travel and purchase protections, lounge membership and airline companion passes. Our choices are not influenced by our advertisers. Learn more on how we calculate rewards.